How It Works

Home / How It Works

Credit Repair Starts Here

By now I'm sure you know random dispute methods just don't work all the time. That's why we will assist you to build a total credit repair plan; one that addresses but is not limited to: disputes, validations, credit card repayment plans, and helps you establish new credit. No matter how low your FICO is or how many or what inaccurate negatives are on your report, we can help.


In order for an account to REMAIN on your credit report, it must be 100% ACCURATE and 100% VERIFIABLE. This is derived from a law known as the Fair Credit Reporting Act, or FCRA. It is this legal parlance that forms the basis for the credit repair process!


If an item on your credit report does not meet these criteria, then it must be removed! Any derogatory items that are proven to be either not verifiable or not accurate can then be completely taken off your credit report.

YOUR CREDIT REPAIR SPECIALIST WILL:

  • Review every aspect of your credit report, not just the negative accounts.
  • Advise you on what to dispute, what to validate, when to settle and what to ignore.
  • Help you determine in which order negative items should be addressed.
  • Start your credit repair process.

Only 30 Day Credit Repair can deliver result within 30 days….It's easy as 1 - 2 - 3!


Step 1: LET’S GET STARTED

Credit Reports
The important first step to rebuilding your credit is to obtain a recent copy of your 3-bureau credit report and scores. If you don't have a recent copy, please visit www.privacyguard.com

Step 2: Analysis & Enroll

Identification
Upon receipt of your credit report or Log in Information, a Credit Repair Consultant will conduct a detailed line-by-line analysis and will note your issues. They will contact you by phone to go over the list of items that we have identified as dispute candidates and customize a plan especially catered to your situation. We will also offer you advice on how to start rebuilding your credit.

Should you want to move forward in minutes you will receive an email from us with instructions and important documents you will need to fill out to enroll in your credit repair process You need to provide us a government issued photo Identification, a document displaying your social security number, and proof of your current address. Having proper identification is vital to effective credit repair.



Step 3: DISPUTE PROCESS & RESULTS

As you know each credit report is unique, so after the analysis we will start the dispute process and within approximately 30 days after submitting your disputes, the credit bureaus will mail you the results and provide a summary of the deletions. If an initial disputes do not result in deletion or correction, we will automatically resend a customized re-dispute(s) at no additional cost.

With the right advice and experience you can achieve amazing results! After all, life is all about good credit, and if you don’t have good credit … You Have No Life